FPU FOR LIFE

FPU is a 13 week life changing program developed by syndicated talk radio host and New York Times best-selling author, Dave Ramsey. We teach common sense principles such as living on less than you make, getting on a written plan (the dreaded budget), getting out of debt, cutting up credit cards, and saving money for purchases, emergencies, and retirement.

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Location: Bloomington, Indiana, United States

Thursday, June 07, 2007

REDUCE unsolicitated emails, direct mail, and phone calls

DO NOT CALL REGISTRY
The Federal government created the national registry to make it easier and more efficient for you to stop getting telemarketing calls you don’t want. The Federal Trade Commission, the Federal Communications Commission, and the states are enforcing the National Do Not Call Registry. Placing your number on the registry will stop most, but not all, telemarketing calls. You can register online at http://www.donotcall.gov/ or call toll-free, 1-888-382-1222, from the number you wish to register. Registration is free.

THE CREDIT BUREAUS
There are three national credit bureaus: Experian, Equifax and Trans Union. These credit bureaus share your personal information with Telemarketers, insurance companies and financial services companies. You can opt out with these companies by calling 1-888-567-8688 or going to https://www.optoutprescreen.com/. Registration is free.

DIRECT MARKETING ASSOCIATION
The Direct Marketing Association (The DMA), established in 1917, is the oldest and largest national trade association serving the direct and interactive marketing field. Mail Preference Service (MPS) is designed to assist those consumers in decreasing the amount of national nonprofit or commercial mail they receive at home. The Telephone Preference Service (TPS), a do-not-call service, is a service to assist those consumers in decreasing the number of national commercial calls received at home. The e-Mail Preference Service (e-MPS) allows consumers to indicate that they wish to reduce the amount of unsolicited commercial e-mail they receive. You can register online for all 3 services at http://www.dmaconsumers.org/. MPS and TPS are $5 (e-MPS is free) if you register online, or you can write to be removed for free to:

Mail Preference Service (MPS)
Direct Marketing Association
PO Box 643
Carmel, NY 10512

Telephone Preference Service (TPS)
Direct Marketing Association
PO Box 1559
Carmel, NY 10512

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